Buyers Guide

Do you want to buy a luxury property in Costa Blanca?

The structure of the Moraira property market can be both confusing and frustrating without the aid of a little local knowledge and guidance.  Our expert advisory team will guide you through the whole process of buying a luxury property in the Costa Blanca ensuring it is stress free and enjoyable.

It is normal practice for property for sale in Moraira and the general area to be marketed on a ‘multi-agent’ basis. This means that the majority of property is listed officially with at least three or four different agents.  However, with Oyster Villas you can be sure that we have direct agreements with of our vendors and at least one member of our team has visited the property.  Oyster Villas works hard to develop good relationships with vendors and so you will find many properties on our website are ´exclusive ´ to us, meaning that no other agents are advertising the property and that all viewing appointments for the property are arranged through us. A little bit of advice:

  • a)    Ignore agents operating from websites which don’t clearly reveal the names of the proprietors, the retail office address, landline telephone numbers and their business registration (NIF.) number.

  • b)    Select just one established agent who specializes within your chosen geographic area, who will provide a comprehensive package of guidance and support and who is prepared, if required, to look beyond their own property listings and work with other respected local agents to locate your ideal property.

At Oyster Villas, our typical buyer client is from either a business or professional background, with only a limited amount of time to set aside to pursue the process of search and purchase of their perfect property, at the right price. At Oyster Villas, property seekers will be provided with the full personal attention of the client care staff and our combined resources, local knowledge and care will be committed to achieving your ideal property purchase.


Our service to buy a luxury property in Costa Blanca will include


  •     Help you ‘cherry pick’ your personal viewing portfolio.

  •     Help you arrange your viewing visit and plan your viewing itinerary.

  •     To provide you with an orientation tour of the various residential areas.

  •     Accompany and advise you during property viewings.

  •     Help negotiate an offer of purchase.

  •     Recommend local banks, currency exchange specialists, solicitors, architects, builders etc, who speak your language.

  •     Recommend local doctors, dentists, and all other professionals and tradesmen.

  •     Remain available to guide, advise and assist you throughout the entire purchase procedure, and beyond.

The Golden Visa

You maybe considering purchasing a property in Spain and making this lovely part of the Costa Blanca your permanent home or having the intention of staying in your property for more than the 90 days in every 180 days.  If this is the case, then a Spanish Golden Visa could be the answer.  The Golden Visa for Spain is a residence visa issued to a non-EU national who intends to make a significant investment in the Spanish economy. The visa offers the holder and their family members residency in Spain and visa-free access to the Schengen Zone.  Since Brexit, UK citizens are now eligible to apply for this type of visa and it offers an alternative to the Non-Lucrative Visa.

Main points covered for UK applicants interested in obtaining a Golden Visa for Spain.

  • The visa is valid for 2 years and then can be renewed for 5 years.
  • Minimum investment in property is 500,000 euros per person so if you are a couple and would like individual visas you would need to invest 1.000,000 euros.
  • The visa is for 1 person but then visas for spouse and dependents can be applied for. (Children under 18 years of age)
  • If you want to purchase a more expensive property and take out a mortgage, this is possible as long as the minimum cash investment of 500,000 euros is carried out.
  • You do not have to live in Spain, but you do need to visit Spain once a year (no restriction on amount of time)
  • Applicants can work in Spain with a Golden Visa
  • You would have freedom of movement throughout the Schengen area.  That is, there is no restriction on number of days that you spend in each Country but can travel as you please.
  • The visa can be applied for retrospectively if you purchased a property for more than 500,000 euros since 2014. 


Buying Procedure

Once you have chosen your property and we have agreed a purchase price, you will be required to pay a reservation deposit of 5.000€. At this point the vendor is obliged to remove the property from the market and all agents marketing the property must withdraw it. The purchase price is now fixed at the level agreed.

The buyer will now instruct a local lawyer to carry out all legal searches and financial checks, and (if required) a mortgage application can be initiated. The legal searches will normally take 2-3 weeks.

At this stage draft contracts are drawn up and agreed, together with a mutually agreed completion date; an inventory of contents can also be prepared and agreed at this point. The initial deposit is now required to be made up to 10% of the purchase price and paid over to the vendor. Both parties are now committed to the agreement and, unless there has been some form of non-disclosure or misrepresentation, any failure to progress through to completion will result in the forfeit of the 10% by the buyer, or the payment to the buyer by the vendor of 20% (10% deposit x2).

Completion will take place at the local Notary Office, on the agreed date. The property deeds will be updated to reflect any build amendments or additions. All contracts will be scrutinized by the Notary Public (the government appointed legal officer), amended to his satisfaction, and explained to you in your preferred language. Your appointed lawyer will have arranged the transfer of all utilities into your name, from this date. The final balance is paid to the vendor, all keys etc. handed over; you are now the proud owner of your home in Spain!


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